MMI Organization
Advance Info, link and Support
 
MMI Global Education Center Lisiting
 
Global Medical Insurance powered by Easicirle

 
Global Online Insurance Program powered by Easicirle MMI Facebook Page 
 
Global Online Insurance Program Powered By Easicirle MMI Facebook Page
https://www.facebook.com/globalonlineinsurance/
 
Global Online Insurance Program
FREE VIEW, FREE Membership
No Hidden T&C
Follow this Link
MMI Corporate Video
 
Online medical insurance marketing support

Malaysia medical insurance advice support

Malaysia Panel Private Hospitals

Emergency Call Centre Contact Info


Online Medical Assistance Support Info

Second medical opinion assist services Info
 
Malaysia prevention and wellness program

MMI Customer Service Careline

Medical Insurance Advance Training

Online Download Support

Reward and redemption loyalty program
 
 
MMI Nationwide Strategic Network

 
MMI online marketing strategic support
 
 
 
QR Code For MMI HQ Contact Info
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 

Global Medical Insurance, Health Insurance, Accident Protection Insurance, Travelling Coverage Insurance, Group Personal Accident Insurance, Group Hospital and Surgical Insurance Download

Global and Malaysia Medical Insurance
Arranged by Malaysia Medical Insurance Organisation (MMI)
 

 
Download Form, Brochure, Information and Documents for Malaysia Medical Insurance. 
 

Golden Protection PA Insurance Product Highlight, Product Disclosure and T&C Powered By Easicirle PDF Copy 170326A(0.46MB)

Golden Protection PA Insurance Product Highlight, Product Disclosure and T&C Powered By Easicirle PDF Copy 170326A

Golden Protection PA Insurance Policy Wording 170326A(0.34MB)

Golden Protection PA Insurance Policy Wording 170326A Golden Protection PA Underwritten by Asia Specialty Limited Powered By Easicirle.   PERSONAL ACCIDENT INSURANCE USD 30 per year only for a protection of up to USD 40,000 Underwritten by Asia Specialty Insurance Limited, specially designed for all classes of occupation, this policy provides compensation up to USD 40,000 in the event of accidental death or permanent disablement due to accident. It can help mitigate risk associated with working outdoors, and can safeguard your family’s financial future. Besides covering accidents, this policy also covers funeral and repatriation expenses — ensuring your family has one less thing to worry about when the time comes. Covers funeral expenses due to accident subject to maximum of USD 800.00 only.   Covers repatriation expenses due to accident (i.e. cost of transportation of mortal remains to the insured home) subject to maximum of USD 2,000.00 only. Product highlights…... Golden Protection is Personal Accident insurance or PA insurance which provides compensation in the event of disability or death caused solely by violent, accidental, external and visible events. This plan provides 24-hour worldwide and protecting you anywhere in the world, any time of the day. Golden Protection offers you: 1. Pays a cash sum up to USD 40,000 in the event of accidental death; 2. Pays a cash sum up to USD 40,000 in the event of permanent disablement due to accident; 3. Covers funeral expenses cause by accident up to USD 800; and 4. Covers repatriation expenses due to accident (cost of all necessary arrangement including but not limited to transportation of mortal remains, undertaker, casket, embalming and/or cremation) up to USD 2,000. How it work…… Understanding our policy is simple. That’s because, we have simple, and clear plans. Here is how it works: You pay USD 30 or Ringgit Malaysia equivalent (RM 133.50) per year, and you will gain: i.   Up to USD 40,000 in the event of accidental death or permanent disablement. ii. Cash benefit of USD 800 for the funeral expenses iii. Repatriation expenses due to accident (transportation of mortal remains to the insured home) up to USD 2,000 ix. Peace of mind knowing that your family is protected financially during times of uncertainty x. Confidence knowing that you can plan for your family’s future  In addition, below are the other types of benefits included in the Golden Protection policy for your kind perusal. Total Permanent Disablement Benefits Description of Disablement According to percentage below Loss of two (2) Limbs 100% Loss of both hands, or of all fingers and both thumbs 100% Total and irrecoverable loss of both eyes (whole eye and sight) 100% Loss of One hand and one foot 100% Loss of One foot and sight of one eye 100% Total paralysis 100% Injuries resulting in being permanently bed ridden 100% Any other injury causing permanent total disablement  100% Total and irrecoverable loss of eye (whole eye and sight) 50% Loss of arm at shoulder 50% Loss of arm between shoulder and elbow  50% Loss of arm at elbow 50% Loss of arm between elbow and wrist 50% Loss of hand at wrist 50% Loss of leg (at hip, between knee and hip and below knee) 50% Loss of hearing both ears 40% Loss of four (4) fingers and thumb on one (1) hand 30% Loss of speech 25% Loss of four (4) fingers 20% Just like most things for sale on the internet with their terms and conditions applied, our policy is no different. We suggest that you read  the Term & Conditions carefully in order to  know the full term of your coverage. Who Should Apply……. Golden Protection is offered to individuals aged between 19 to 70 on their next birthday and not travel with motorcycles while on duty, must be in normal heath and free from any physical deformity. Standard terms and conditions apply. This type of insurance is suitable if you're employed or self-employed and want to protect your earnings or if you want to have additional financial protection in the event of an accident.  Those who are involved in the following occupations shall be covered during off-duty only; 1. Police, army / military and law enforcement officers 2. Aircraft testers, pilots or crew 3. Divers 4. Racing drivers 5. Jockeys 6. Persons engaged in professional sports activities 7. Persons engaged in underground mining and tunnelling 8. Firemen 9. Seamen and sea fishermen 10. War correspondents 11. Oil rig workers 12. Steeplejacks 13. Stevedores 14. Persons engaged in ambulance services 15. Sawyers, timber logging workers, drivers/attendants of timber lorries and winches 16. Wood working machinists or Using of wood-working machinery driven by mechanical power 17. Explosive handlers 18. Those who are required to travel on motorcycle while on duty. Term and Condition……. Our policy’s terms and conditions have implications for the way you are compensated, so it pays to understand them. They may look lengthy, but they are straightforward. Here they are: 1. Golden Protection Personal Accident Insurance is available to individuals aged between 19 to 70 on their next birthday, must be in normal health and free from any physical deformity. 2. This insurance plan excludes those who travel with motorcycles while on duty. 3. It will not cover those who have lapsed their policy or stopped paying their premiums. 4. Premiums paid are not refundable if you cancel your policy. 5. This plan has a waiting period of seven (7) days. You will not be compensated if accident happened within seven (7) days from the date of your 1st policy issued. 6. This insurance plan covers accident happened worldwide except Afghanistan, Cuba, Democratic Republic of Congo, Iran, Iraq, Liberia, Sudan or Syria. 7. You won’t be compensated for any event directly or indirectly arising out of: 1. War, civil war, invasion, insurrection, revolution, use of military power or usurpation of government or military power. 2. Martial law or state of siege or any of the events or causes which determine the proclamation or maintenance of martial law or state of siege. 3. Deliberately self-inflicted injury or suicide or the criminal or illegal act. 4. Fits, hernia, illness of any kind venereal disease including those relating to the Acquired Immune Deficiency Syndrome (AIDS), pregnancy, childbirth, miscarriage, confinement or any complications thereof, intoxicating liquor, drugs or misuse of drugs prescribed by a legally qualified medical practitioner, suicide, self-inflicted injury, judicial pronouncement, unlawful act on the part of the Participant or wilful exposure of the Participant to unnecessary danger except in an attempt to save human life. 5. While the insured is in a state of unsound mind, drugs overdosed, gas inhalation and/or suffocation, food and/or drink poisoning, provoked and/or unprovoked assault or murder, hijacking and/or disappearance. 6. Any act of any person acting on behalf of or in connection with any organization with activities directed towards the overthrow by force of any de Jure or de facto Government or to the Influencing of it by terrorism or violence. 7. While the Participant is using power-operated wood working machinery or engaging in Hunting, Trekking activity in any place with height more than four thousand (4,000) meters above sea level, Mountaineering, Steeple chasing, Polo, Racing of any kind, riding a two-wheel motorcycle, Water Skiing, Ice or Winter Sports of any kind, Scuba diving, Skin diving of any kind including the use of Aqua-lungs, Boxing, Wrestling and Training or performing any form of Martial Arts and all aerial sporting activities unless previous consent of the Operator has been obtained and the Certificate has been endorsed accordingly. In any event whatsoever any person engaging or participating in any sport on a professional basis, will not be covered under the Certificate. 8. Participating in or training for any hazardous or dangerous sport or competition or riding or driving in any form of race or competition. 9. Sickness, disease or any kind of infection however contracted, even if through injury and/or snake, insect and/or animal bite. This Exclusion however, does not apply to sickness or disease directly resulting from medical or surgical treatment rendered necessary by an injury or to infection directly resulting from an injury, provided that in each case the injury itself is covered by this policy. 10. The insured person having a blood alcohol content over the prescribed legal limit when driving or operating any motor vehicle, and/or being under the influence of intoxicating liquor and/or being under the influence of any drug other than a drug taken or administered by, or in accordance with the advice of, a legally qualified medical practitioner. 11. While the Participant is in on or ascending into or descending from any aircraft other than a fully licensed commercial passenger carrying aircraft in which the Participant is travelling as a passenger (on scheduled flights only) other than as a member of the crew and not for the purpose of undertaking any trade or technical operation therein or thereon. 12. By or contributed by or arising from ionizing radiation or contamination by radioactivity from any nuclear fuel or from any nuclear waste from the combustion of nuclear fuel. 13. By or arising out of or consequent upon or contributed to by HIV infection, Acquired Immune Deficiency Syndrome (AIDS) or AIDS Related Complex (ARC) howsoever this syndrome has been acquired or may be named. 14. Any action caused or an injury inflicted by any person deriving benefit from this insurance policy or by any person conspiring with any person deriving benefit from this insurance policy. 15. Any disability, abnormality or deformity which originated prior to the Inception Date of this insurance policy. The full sample of policy document is available for your viewing. Please click on the Policy/Certificate folder to view. How To Claim……... To make a claim, the following documents are required: 1. Accident Death Claim (to be submitted by trustee or executor or lawyer or next of kin) 1. Completed Claim Form 2. Certified NRIC/Passport (Life Assured & Claimant) 3. Police Report/Accident Report (Original) 4. Certified Death Certificate 5. Certified Post Mortem 6. Letter from Embassy in country of destination (original) 2. Total & Permanent Disability (to be submitted by Insured unless medically incapacitated) 1. Completed Claim Form 2. Certified NRIC/Passport (Life Assured & Claimant) 3. Police Report/Accident Report (Original) 4. Medical Report (Original) 5. Full length photograph (Life Assured) Please click on the relevant claim form below to download. file:///C:/Users/USER/Downloads/Golden%20Protection%20Personal%20Accident%20Claim%20Form%20(1).pdf Product Disclosure Sheet https://www.easicircle.com/my/products/insurance-plan.aspx?PlanCode=ASICPA#pds Sample Policy/Certificate https://www.easicircle.com/my/products/insurance-plan.aspx?PlanCode=ASICPA#sample-policy

Golden Protection PA Claim Form PDF Copy 170326A(0.23MB)

Golden Protection PA Claim Form 170326A PDF Copy

Golden Sunshine Travel Medical Insurance Policy Wording 170326A(0.29MB)

Golden Sunshine Travel Medical Insurance Policy Wording PDF Copy 170326A

Aman Term Takaful Insurance Certificate Sample PDF Copy 170326A(0.26MB)

Aman Term Takaful Insurance Certificate Sample PDF Copy 170326A

Aman Critical Illness Top Up Takaful Insurance Certificate Sample PDF Copy 170326A(0.26MB)

Aman Critical Illness Top Up Takaful Insurance Certificate Sample PDF Copy 170326A

Easicirle MMI Group of Companies Intro BM Version PPT PDF Copy 170326A(4.53MB)

Easicirle MMI Group of Companies Intro BM Version Power Point Presentation PDF Copy 170326A

MMI Easicirle Education Program Introduction 170308A(4.26MB)

MMI Easicirle Education Program Introduction 170308A

MMI Easicircle Global Insurance Summary 170301A(1.43MB)

MMI Easicircle Global Insurance Summary 170301A

MMI Easicirle Global Reward Program 170301(1.45MB)

MMI Easicirle Global Reward Program 170301

AIG Student Oversea Travel Insurance 161018(1.56MB)

AIG Malaysia Student Assist Insurance Arranged By ACPG Management Sdn Bhd (Insurance Biz since Year 1989) Head Office 158-3-7, Blok 158, Kompleks Maluri, Jalan Jejaka, Taman Maluri, Cheras, 55100 Kuala Lumpur, Malaysia. http://www.acpgconsultant.com +603-92863323, +6011-12239838 Student Overseas Travel Stay protected while studying overseas until you graduate Complete protection for students studying overseas, with special features that make it one of the leading student travel products in Malaysia. Student Assist is an insurance plan that protects and gives you peace of mind to pursue your educational aspirations when you go overseas to study at a recognized education institution. Our most popular features include Medical & Personal Accident Cover when studying overseas and in home country Tuition Fee Reimbursements for Study Interruptions Medical Evacuation & Repatriation Service 24Hours, 7 Days Worldwide Travel Assistance Benefits Tuition Fee reimbursement for study interruption We'll reimburse you for the non-refundable portion of your tuition fees paid in advance, in the event of study interruption due for specific reasons. Medical & personal accident cover You'll be reimbursed for medical expenses incurred due to accidental injury or illness sustained when studying overseas. Sponsor Protection We provide you financial security in the event of accidental death of your sponsor (the individual who sponsors your study overseas). Our own global assistance service A fast and efficient 24-hour Emergency Assistance Team is available to assist you in the event of injury following an accident or if you are ill and require hospital attention abroad. 24-Hour Emergency Travel Assistance To contact Travel Guard from anywhere in the world, call: +60 3 2772 5600 Note : Reverse charges calls can be made from some countries. AIG Student Oversea Study Travel Insurance FAQ 1. What is this product about? This policy provides compensation for students studying overseas in the event of injuries, disability or death caused solely by violent, accidental, external and visible events, emergency evacuation and repatriation, travel inconvenience benefits, study interruption due to unforeseen circumstances arise such as death of parent or guardian who is financing your study. You will have immediate access to 24-hour worldwide assistance in case of an emergency situation when you are abroad. This cover can be purchased by a student who will be studying overseas at a registered and accredited educational institution for higher learning. 2. What are the covers / benefits provided? Please refer to the schedule of benefits in the brochure. Duration of cover ranges from 6 months, 1 year to 3 years selection. You need to renew your annual insurance cover annually.

AIG Travel Assist Insurance 161018(4.37MB)

AIG Travel Assist Insurance Arranged By ACPG Management Sd Bhd 158-3-7, Kompleks Maluri, Jalan Jejaka, Taman Maluri, 55100 Kuala Lumpur, Malaysia. +603-92863323, +6011-12239838. enquiry@acpgconsultant.com www.acpgconsultant.com AIG Travel Insurance, your trusted travel buddy. We let you enjoy your trip with a peace of mind by giving you comprehensive travel insurance coverage. You don’t have to worry about medical expenses incurred as a result of an accident or illness, trip cancellations, flight delays, lost baggage because all this and more are covered by us. Comprehensive coverage We provide you with coverage for overseas medical expenses, trip cancellation, travel interruptions and delays, emergency medical expenses, medical evacuation costs and lost, damaged or delayed baggage. Trip cancellation cover Don't worry about the costs of transport & accommodation due to your trip cancellation. We’ll reimburse you the non-refundable expenses if your trip is cancelled due to specific events, starting up to 60 days before your departure date. Travel Inconvenience We provide you coverage for travel inconveniences such as travel delays, loss or damage to your personal belongings, including your checked-in baggage. Medical & personal accident cover You can get up to RM10million for overseas medical expenses and up to RM300,000 for personal accidents, depending on the product and plan you purchase. Our travel assistance team is on call by phone to provide you emergency travel assistance, ensuring you receive appropriate medical care. Natural disasters We will pay for travel inconveniences related expenses against natural disasters such as earthquakes, floods and volcano eruptions, occuring at the country of travel. Our own global assistance service We have a fast and efficient 24-hour Emergency Assistance Team available to assist you in the event of injury following an accident or if you are ill and require hospital attention abroad. Flexible Travel Frequency Option of single trip & multiple trips in a year (annual)

AIG Travel Guard 2017 Brochure New Version 170309(3.44MB)

AIG Travel Assist Insurance Arranged By ACPG Management Sd Bhd 158-3-7, Kompleks Maluri, Jalan Jejaka, Taman Maluri, 55100 Kuala Lumpur, Malaysia. +603-92863323, +6011-12239838. enquiry@acpgconsultant.com www.acpgconsultant.com AIG Travel Insurance, your trusted travel buddy. We let you enjoy your trip with a peace of mind by giving you comprehensive travel insurance coverage. You don’t have to worry about medical expenses incurred as a result of an accident or illness, trip cancellations, flight delays, lost baggage because all this and more are covered by us. Comprehensive coverage We provide you with coverage for overseas medical expenses, trip cancellation, travel interruptions and delays, emergency medical expenses, medical evacuation costs and lost, damaged or delayed baggage. Trip cancellation cover Don't worry about the costs of transport & accommodation due to your trip cancellation. We’ll reimburse you the non-refundable expenses if your trip is cancelled due to specific events, starting up to 60 days before your departure date. Travel Inconvenience We provide you coverage for travel inconveniences such as travel delays, loss or damage to your personal belongings, including your checked-in baggage. Medical & personal accident cover You can get up to RM10million for overseas medical expenses and up to RM300,000 for personal accidents, depending on the product and plan you purchase. Our travel assistance team is on call by phone to provide you emergency travel assistance, ensuring you receive appropriate medical care. Natural disasters We will pay for travel inconveniences related expenses against natural disasters such as earthquakes, floods and volcano eruptions, occuring at the country of travel. Our own global assistance service We have a fast and efficient 24-hour Emergency Assistance Team available to assist you in the event of injury following an accident or if you are ill and require hospital attention abroad. Flexible Travel Frequency Option of single trip & multiple trips in a year (annual) Online Purchase for Your Worldwide AIG Travel Insurance !!! 24 Hours, 7 day a week, Anytime! Anyway! Plan Your Holiday or Business Trip with Cash Less Hospital Admission Worldwide Coverage Comprehensive Travel Insurance package......... Click here for your online purchase http://walkinonline.com/store/travelinsuranceform.php Travel Insurance (Short Trip) Business Trip / Holiday Trip As Low As RM 8.00 per day. Cash Less Hospital Admission Worldwide Coverage Medical Expenses up to - RM 10,000,000.00 Personal Accident Coverage - RM 300,000.00 - 24 hours daily Emergency Assistance anywhere, anytime - 24 hours Doctor On Call - No maximum age limit - Up to RM10 million medical expenses - Spouse, family and annual plans are available - Affordable premium - Trip cancellation cover begins even before you travel - Cover acts of Terrorism, Hijacking and Natural Disaster - 24 hours multilingual interpreter service - Covers leisure and business travel - Flexible Per Trip plan for ad hoc travelers - Savings for frequent travelers under Annual plan Available for Online Payment and Online Credit Card Payment. Online Purchase AIG Travel Insurance Worldwide Coverage. Arranged by ACPG Management Sdn Bhd (ACPG) Your experience Malaysia Insurance Risk Management and Solution Provider since year 1989. ACPG Careline +603-92863323 enquiry@acpgconsultant.com www.acpgconsultant.com www.facebook.com/acpg.management

AIG Travel Guard 2017 New Verion Policy Wording 170309(1.75MB)

AIG Travel Assist Insurance Arranged By ACPG Management Sd Bhd 158-3-7, Kompleks Maluri, Jalan Jejaka, Taman Maluri, 55100 Kuala Lumpur, Malaysia. +603-92863323, +6011-12239838. enquiry@acpgconsultant.com www.acpgconsultant.com AIG Travel Insurance, your trusted travel buddy. We let you enjoy your trip with a peace of mind by giving you comprehensive travel insurance coverage. You don’t have to worry about medical expenses incurred as a result of an accident or illness, trip cancellations, flight delays, lost baggage because all this and more are covered by us. Comprehensive coverage We provide you with coverage for overseas medical expenses, trip cancellation, travel interruptions and delays, emergency medical expenses, medical evacuation costs and lost, damaged or delayed baggage. Trip cancellation cover Don't worry about the costs of transport & accommodation due to your trip cancellation. We’ll reimburse you the non-refundable expenses if your trip is cancelled due to specific events, starting up to 60 days before your departure date. Travel Inconvenience We provide you coverage for travel inconveniences such as travel delays, loss or damage to your personal belongings, including your checked-in baggage. Medical & personal accident cover You can get up to RM10million for overseas medical expenses and up to RM300,000 for personal accidents, depending on the product and plan you purchase. Our travel assistance team is on call by phone to provide you emergency travel assistance, ensuring you receive appropriate medical care. Natural disasters We will pay for travel inconveniences related expenses against natural disasters such as earthquakes, floods and volcano eruptions, occuring at the country of travel. Our own global assistance service We have a fast and efficient 24-hour Emergency Assistance Team available to assist you in the event of injury following an accident or if you are ill and require hospital attention abroad. Flexible Travel Frequency Option of single trip & multiple trips in a year (annual) Online Purchase for Your Worldwide AIG Travel Insurance !!! 24 Hours, 7 day a week, Anytime! Anyway! Plan Your Holiday or Business Trip with Cash Less Hospital Admission Worldwide Coverage Comprehensive Travel Insurance package......... Click here for your online purchase http://walkinonline.com/store/travelinsuranceform.php Travel Insurance (Short Trip) Business Trip / Holiday Trip As Low As RM 8.00 per day. Cash Less Hospital Admission Worldwide Coverage Medical Expenses up to - RM 10,000,000.00 Personal Accident Coverage - RM 300,000.00 - 24 hours daily Emergency Assistance anywhere, anytime - 24 hours Doctor On Call - No maximum age limit - Up to RM10 million medical expenses - Spouse, family and annual plans are available - Affordable premium - Trip cancellation cover begins even before you travel - Cover acts of Terrorism, Hijacking and Natural Disaster - 24 hours multilingual interpreter service - Covers leisure and business travel - Flexible Per Trip plan for ad hoc travelers - Savings for frequent travelers under Annual plan Available for Online Payment and Online Credit Card Payment. Online Purchase AIG Travel Insurance Worldwide Coverage. Arranged by ACPG Management Sdn Bhd (ACPG) Your experience Malaysia Insurance Risk Management and Solution Provider since year 1989. ACPG Careline +603-92863323 enquiry@acpgconsultant.com www.acpgconsultant.com www.facebook.com/acpg.management

MSIG Malaysia Travel Insurance 160511(2.20MB)

MSIG Malaysia Travel Insurance 160511 arranged by ACPG Management Sdn Bhd www.acpgconsultant.com +603-92863323 Why do I need Travel Insurance? A thousand and one mishaps can occur when you are travelling... Flight delays, loss of luggage, illness, accidents...the list goes on. When you are travelling, whether on business or leisure, the last thing you want is to be left stranded and helpless far away from home. The result could be a financial disaster. Now, with MSIG TravelRight Plus, you can be assured that you are constantly protected throughout your journey. Did you know… Frequent travellers get to save more and enjoy rewards with MSIG Annual Travel Insurance. If you love to travel frequently, or you make regular business trips in the year, you may want to consider taking up the annual travel insurance which covers unlimited number of trips in a policy year. 3 Reasons Why You Should Take Up The Annual Travel Insurance 1. You Save on the Premium! If you travel more than four (4) times a year, an annual policy could work better value than buying single trip cover for each holiday/business trip. Below is an example for those between 18 to 69 years old and make 6 trips (assuming 6 to 10 days per trip and all to Area 1) in a year: 2. You Save on the Trouble on Having to Purchase Travel Insurance Before Every Trip! There may be times when you may have to make last-minute emergency trip that is not planned for. In those instances, you don't have to worry about forgetting or being too busy to purchase your travel insurance before your trip. You can travel with peace of mind knowing that you will be constantly protected on your travels. Another advantage of the annual travel insurance is that being an annual policy, it will avoid you the need to take out new cover every time you travel. 3. There is No Limit on the Number of Trips You Can Make During the Policy Year The annual travel insurance covers you unlimited number of trips in a policy year up to 90 days for each trip. If you travel regularly for business or for leisure, it is more worthwhile for you to take up the annual policy. However, please select the appropriate area of coverage for your policy. Why do people choose us? Scenario 1 Mrs Tan* loves to travel. At 60, she has all the time in the world to visit the places she could only dream about in her youth. Her daughter, Mary*, enjoys accompanying her on her trips. As they became seasoned travelers, Mary realized that having an enjoyable trip includes planning for a safe trip. You can plan as much as you want but there are certain things that you just cannot plan for. Getting help in an unfamiliar place is a challenge I hope to do without Mary Early this year, before leaving on their holiday to Canton, Shanghai and Beijing, Mary took her usual precautions. She told her family members where they were going, informed her credit card company, read all about the places that they were visiting and places to avoid and so on. She also purchased travel insurance for both of them. On the third day of their tour, Mrs. Tan slipped and fell and fractured her leg. She was immediately hospitalised and after 3 days, the Tan family decided that it would be better to transfer Mrs Tan back to Malaysia. It was enough to cover all the hospital bills in Shanghai, plus the cost of the medical evacuation. They paid only RM53 each in premiums and were covered for RM300,000 for medical expenses that included follow-up treatment in Malaysia. Today, Mrs Tan is well on the road to recovery and is already planning another trip. But it'll be short and relaxed, nothing too taxing, and I certainly will make sure that we have purchased travel insurance for the trip! * Not their real names ** Premium and benefits amount based on MSIG Travelright Plus Plan Scenario 2 19th April 2009, ChoShan Island China. Madam Wong, aged 69, sustained a fall whilst on a tour in ChoShan Island. She sustained a fracture femur and was awarded at the local hospital at ChoShan. Her tour leader immediately contacted ISOS, our MSIG Assist for assistance. Due to the limited medical facility at this hospital coupled with the patient's fragility, it was decided to evacuate her back to Malaysia for treatment before her conditions deteriorated. Air ambulance was arranged, and with a medical escort team, Madam Wong was brought back to Malaysia just 3 days after the accident. Upon arrival at the airport, an ambulance awaited, and transported her to the University Malaya Specialist Centre where she was operated upon, and discharged three days thereafter. Madam Wong is now on the road to recovery. MSIG Assist MSIG TRAVEL ASSIST* - 24-Hour Travel Worldwide Assistance – FREE with MSIG TravelRight Plus Insurance Wherever you are in the world, you can rely on MSIG Assist to come to your rescue. You may call for assistance on: Pre-travel Advice on visa and vaccination requirements Medical Assistance in an emergency or if an evacuation or repatriation is required Travel Assistance pertaining to lost luggage, passports, money and credit cards The number to call: +603 - 7965 3930 (24-hour hotline) You can reverse charge or ask Helpline operators to return your call so you do not need to worry about the call charges. * Terms and conditions apply. Nomination General FAQs Nomination is important to ensure that your loved ones get the protection that you intended. To assist you in understanding ‘Nomination’, we have come up with simple FAQs below. 1. Why do I have to nominate? Nomination is important to ensure that your loved ones will receive the protection as intended by you and that policy moneys may be paid out by insurers without any delay. Where no nomination is made, the policy moneys will be paid out to your lawful executor (if you have made a Will) or your lawful administrator (if no Will has been made) – this process will take a while. *If there is no lawful executor or administrator, then the policy moneys will be paid out to the rightful persons in accordance with applicable distribution laws. 2. Who can I nominate? You can nominate any individual(s) you want. HOWEVER, not all nominees will receive the policy moneys beneficially or for their own use. Depending on your marital status and who you nominate, nominations may produce unexpected results for the nominee(s). Likewise, nominations by a Muslim policy owner and non-Muslim policy owner will have different consequences. How so? Nominations made by a non-Muslim policy owner will create either (i) a trust policy in favour of the nominee(s) or (ii) a non-trust policy. To ensure that your nominee(s) receive the policy moneys as intended, you need to ensure that a trust policy is created in favour of your nominee(s). 3. How do you create a trust policy? Trust policy will be created: (a) if the nominee is your spouse or child; or (b) if the nominee is your parent (provided that there is no living spouse or child at the time you make the nomination). 4. What if I nominate someone else as my nominee(s)? In such as case, you are creating a non-trust policy. Here, your nominee will only receive the policy moneys as executor and distribute the policy moneys in accordance with your Will or where there is no Will, in accordance with applicable distribution laws. If you intend for these nominee(s) to receive the policy moneys beneficially and not as executor, you will need to assign the policy benefits to them. In brief, if you nominate people other than your spouse, children or parents, make sure to assign the policy benefits to them to ensure that they receive the policy moneys for their own use. Please contact MSIG if you require more information on this. 5. What about Muslim policy owner? Nominee(s) irrespective of the relationship with the policy owner can only receive the policy moneys as executor and the policy moneys must be distributed in accordance with Islamic laws. 6. I did not make any nomination and Will. How will the policy moneys be distributed? The policy moneys as well as your other assets will be distributed in accordance with applicable distribution laws. For West Malaysia and Sarawak, the Distribution Act 1958 applies, where the policy moneys and assets will be divided between your surviving spouse, children and parent(s) in certain proportions. The Distribution Act 1958 is however not applicable to Muslims in West Malaysia and natives in Sarawak. For Sabah, policy moneys and assets will be distributed in accordance with the Intestate Succession Ordinance 1960. 7. How do I make a nomination? It is easy to make a nomination. You can download the PA Insurance Nomination Form provided in this website or you may contact us and request for a copy. Complete and return the original PA Insurance Nomination Form to MSIG for our further action – you may wish to refer to the sample completed form for reference. Please make sure that the form is duly signed and witnessed by someone who is 18 years old and above, of sound mind and not a named nominee, failing which the nomination may be deemed invalid. *The FAQs are provided for general information only. For detailed provisions on nomination, please refer to Schedule 10 of Financial Services Act 2013. Malaysia Insurance Services, Malaysia General Insurance, Malaysia Commercial Insurance, Malaysia Medical Insurance Arranged by ACPG Management Sdn Bhd Malaysia General Insurance Risk Management Solution Provider since year 1989. ACPG Careline +603-92863323 enquiry@acpgconsultant.com http://www.acpgconsultant.com http://www.facebook.com/acpg.management

Malaysia Insurance Act 1996 - Summary of Part Information(0.43MB)

Malaysia Insurance Act 1996 - Summary of Part Information shared by Malaysia Medical Insurance Organization (MMI)

Malaysia Law Act 553 Insurance Act 1996(0.31MB)

Malaysia Law Act 553 Insurance Act 1996 shared by Mr Anthony Chi Founder of Malaysia Medical Insurance Organization (MMI)

AIA Ladies Protection Medical Insurance Plan(1.00MB)

AIA Ladies Protection Medical Insurance Plan

AIA Panel Hospital List for AIA Medical Card Health Insurance Plan(0.05MB)

AIA Panel Hospital List for AIA Medical Card Health Insurance Plan. AIA Medical Assistance Call Center Toll Free : 1 300 88 1899

AIA Early Pay Critical Illness Plan(0.42MB)

AIA Malaysia Early Pay Critical Illness Plan

AIG Essential Personal Accident (PA) (1.60MB)

AIG Essential Personal Accident (PA) Malaysia Personal Accident Insurance Plan This product provides compensation in the event of injuries, disability or death caused by a sudden and unforeseen accident. Coverage is provided 24 hours a day. This cover can be purchased by any individual for themselves, their legal spouse and children.

AIG Malaysia Student Assist Oversea Study Travel Medical Insurance Plan 160504(1.56MB)

AIG Malaysia Student Assist Oversea Study Travel Medical Insurance Plan Complete protection for students studying overseas, with special features that make it one of the leading student travel products in Malaysia. Student Assist is an insurance plan that protects and gives you peace of mind to pursue your educational aspirations when you go overseas to study at a recognized education institution. Our most popular features include Medical & Personal Accident Cover when studying overseas and in home country Tuition Fee Reimbursements for Study Interruptions Medical Evacuation & Repatriation Service 24Hours, 7 Days Worldwide Travel Assistance Benefits Tuition Fee reimbursement for study interruption We'll reimburse you for the non-refundable portion of your tuition fees paid in advance, in the event of study interruption due for specific reasons. Medical & personal accident cover You'll be reimbursed for medical expenses incurred due to accidental injury or illness sustained when studying overseas. Sponsor Protection We provide you financial security in the event of accidental death of your sponsor (the individual who sponsors your study overseas). Our own global assistance service A fast and efficient 24-hour Emergency Assistance Team is available to assist you in the event of injury following an accident or if you are ill and require hospital attention abroad. 24-Hour Emergency Travel Assistance To contact Travel Guard from anywhere in the world, call: +60 3 2772 5600 Note : Reverse charges calls can be made from some countries. FAQ 1. What is this product about? This policy provides compensation for students studying overseas in the event of injuries, disability or death caused solely by violent, accidental, external and visible events, emergency evacuation and repatriation, travel inconvenience benefits, study interruption due to unforeseen circumstances arise such as death of parent or guardian who is financing your study. You will have immediate access to 24-hour worldwide assistance in case of an emergency situation when you are abroad. This cover can be purchased by a student who will be studying overseas at a registered and accredited educational institution for higher learning. 2. What are the covers / benefits provided? Please refer to the schedule of benefits in the brochure. Duration of cover ranges from 6 months, 1 year to 3 years selection. You need to renew your annual insurance cover annually. 3. How much premium do I have to pay? (a) Please refer to the premium table in the brochure. (b) Premium is payable based on period of study (c) Payment can be made cash, cheque or credit card 4. What are the fees and charges that I have to pay? Commission is payable up to maximum of twenty five percent and stamp duty of ten malaysian ringgit per policy. 5. What are some of the key terms and conditions that I should be aware of? (a) Importance of disclosure: - You must take reasonable care to ensure that all your answers to the questions are full, complete, correct and honest and to the best of your knowledge. - You also have a duty to inform AIG Malaysia of any change in the information given to us earlier before we issue the policy schedule to you, before you renew or change any of the terms of your policy. - If you don’t, your policy may be cancelled, or treated as if it never existed, or your claim rejected or not fully paid. (b) Claims: (i) All claims must be notified to us within 30 days from the date of loss. (ii) All supporting documents proving the loss must be submitted 60 days from the date of loss. (iii) No claim will be admissible if notified after one year from the date of loss. (iv) All claims save for medical benefits, evacuation & repatriation benefits, personal liability benefits (hereinafter referred to as “Other Benefits”) will be paid to you. Claims in relation to Other Benefits will be paid directly to third parties, for example Travel Guard, hospitals or other services providers. In the event of death, claims will be paid to your nominee or estate. (c) Number of policies: You can only be covered under one policy in respect of this insurance. (d) Age: (i) You must be between the ages of 15 and 45. (ii) In the event you are below the age of 18, your parent or guardian shall be the policyholder of this policy. (iii) Your age will be based on the age as at your last birthday. (e) Renewal: You may renew your policy with the consent from AIG from term to term by payment of the premium in advance. (f) Coverage: Coverage shall commence 12 hours prior to departure from Malaysia and expires on the earliest: (i) upon the expiry of the period of insurance; or (ii) 12 hours from time of arrival in Malaysia unless Malaysia is a point of transit subject to a maximum period of 6 months from the date studies are completed; or (iii) the date when an emergency medical evacuation or repatriation of mortal remains is made back to Malaysia. 6. What are the major exclusions under this policy? This policy does not cover death or injury caused by or to : (a) Members of the armed forces, professional sportsmen, while carrying firearms provided that is required by the occupation and legal (b) Engaging in manual works, offshore activities like diving and oil-rigging or mining or handling explosives. (c) Suicide or intentional self inflicted injuries or an attempt to do so while being sane or insane. (d) During air travel unless as a fare paying passenger in a licensed private or commercial aircraft. (e) Violation of law and any payment that would violate any government prohibition or regulation. (f) Intoxication or drug related accident. (g) Mental or nervous disorders. (h) Medical or physical abnormalities existing at birth including neo natal physical abnormalities developing 6 months from birth, hernias and epilepsy unless caused by trauma. (i) Condition where you have reasonable knowledge of in the 90 days prior to your policy effective date: - had received or is receiving treatment; or - medical advise, treatment care or diagnosis has been recommended; or - symptoms are or were evident; or - the condition is apparent. (j) Acquired Immune Deficient Syndrome (AIDS), Human Immune Deficiency Virus (HIV). (k) Driving or riding in a motorized vehicle in any type of race. (l) Nuclear, chemical or biological materials (m) War (n) Cover or service for: - (i) Any loss, injury, damage or legal liability arising directly from travel in, to or through Afghanistan, Cuba, Democratic Republic of Congo, Iran, Iraq, Liberia, Sudan or Syria; and (ii) Any loss, injury, damage or legal liability suffered or sustained directly or indirectly by yourself if you are a terrorist, a member of a terrorist organisation, a narcotics or a purveyor of nuclear, chemical or biological weapons. Note: This list is non-exhaustive. Please refer to the policy for the full list of exclusions.

AIG Personal Guard Personal Accident Insurance Plan(4.54MB)

AIG Personal Guard - Personal Accident Insurance Plan A lifestyle insurance product to address the various needs of today's discerning customer. •Identity Theft – To Recover Credit Worthiness/Lost Wages You will be covered up to RM30,000 for legal fees, other incidental costs and up to RM15,000.00 for loss of wages incurred by you to resolve the identity fraud. •Identity Theft – Fraudulent Charges You will be covered up to RM15,000.00 for any monetary loss suffered by you as a result of identity fraud. •Loss of Cash & Personal Valuables You will be covered up to RM3,000.00 for loss of cash and personal valuables due to theft or robbery (Reimbursement basis). •Medical Reimbursement You will be covered up to RM10,000.00 for medical expenses incurred as a result of injury due to snatch theft or robbery. •Accidental Death & Disablement (AD&D) A lump sum of up to RM100,000.00 is payable for AD&D. Double indemnity on AD&D will be payable in the event death and disablement caused by snatch or robbery. •ATM Withdrawal Protection You will be covered up to RM5,000.00 against the loss of cash withdrawn or forced to withdraw from your account via the use of ATM and occurring within 15 minutes of the withdrawal by means of force by an unknown person. •Home Protection You will be covered up to RM25,000.00 for loss of or damages to household goods & personal effects (excluding cash) as a result of burglary. •Key Replacement You will be covered up to RM2,000.00 for the cost of replacing your residence and vehicle keys which are lost or stolen, if your residence or vehicle is broken into, if you are locked out/in of your residence or vehicle due to loss or theft of your keys and a reasonable cost of a rental car for one day if your vehicle keys are lost or stolen and it will take more than 24 hours to replace them. •Disaster Cash You will be covered up to RM9,000.00 if :•Your home becomes uninhabitable for more than 48 hours due to natural disaster or fire; or •You suffer fatal injury or permanent total/partial disablement due to impact from any falling object or following a natural disaster to your private residence.

AIG 旅游保险- 全球旅游医疗保险卡,免现金入院援助医疗保险计划(2.38MB)

AIG 旅游保险 - 全球旅游医疗保险卡,免现金入院援助医疗保险计划

AIG Group H&S GEM Medical Insurance Plan(0.77MB)

AIG Group H&S GEM Medical Insurance Plan

AIG Group Medical Care Insurance Plan(0.94MB)

AIG Group Medical Care Insurance Plan

AIG Travel Guard - Travel Insurance(2.65MB)

AIG Travel Insurance - Worldwide Travel Medical Card with Cash Less Hospital Admission Assistance Program Coverage Insurance Plan. Annual Plan for AIG Worldwide Travel Medical Card with Cash Less Hospital Admission Program as below Premier Plan ( Annual Plan - 12 months period of coverage) Annual plan – 100 consecutive days for an overseas trip. Travelling to multiple destinations within the same trip, you can be covered under one policy. AIG Travel Assist Medical Card is a comprehensive worldwide travel medical card with cash less hospital admission benefits insurance plan for overseas travel or business trip. Major benefits provided are medical related benefits, personal accidents benefits, travel inconvenience & other travel-related benefits and 24 hours worldwide travel with emergency hospital admission cash less system assistance. Sum Insured and Benefits Coverage (Coverage only for Departs Malaysia) A Medical Related Benefits 01) Medical Expenses - RM 10,000,000.00 (RM10 million) A) Compassionate visit - up to max RM 7,500.00 (Due to Hospitalization more than 5 days or Death of Insured) B) Child Guard - up to max RM 7,500.00 (Covered expenses incurred to accompany your child back to Malaysia If insured are hospitalized and there is no one took after your child. 02) Daily Hospital Income - RM 250 per day and up to max RM 30,000.00 per disability. 03) Emergency Medical Evacuation and Repatriation of Mortal Remains - RM Unlimited. Sum insured or Benefits listed in the schedule of benefit is payable based on per incident. B Personal Accident Benefits 04) Accident Death or Permanent Disablement - RM 300,000.00. C Travel Inconvenience and Others Travel Related Benefits 05) Travel Cancellation - RM 25,000.00 06) Travel Curtailment - RM 25,000.00 07) Travel Delay - Common Carrier - up to max RM 3,600.00 (RM 150 / every 6 consecutive hours of delay) 08) Travel Delay - Chartered Flight - up to max RM 1,200.00 (RM150 / every 10 consecutive hours of delay) 09) Travel Re-route, Travel Overbooked, Travel Misconnection, Missed Departure - RM 1,200.00 (RM 200 / every 6 consecutive hours of delay) 10) Baggage Delay - RM 1,000.00 (RM 200 / every 6 consecutive hours of delay) 11) Damage or loss of baggage and / or personal effects due to theft or negligence of common carrier - A) Baggage Damage - RM 250 per baggage B) Loss of Baggage and/ or Personal Effects - up to max RM 7,500.00 (Max limit RM 500.00 per items, Laptop or golf equipment is RM 1,000.00) 12) Loss of Travel Documents due to theft - up to max RM 7,500.00. 13) Loss of Money due to Theft - up to max RM 1,000.00. 14) Personal Liability - up to max RM 1,000,000.00. 15) Home Inconvenience Allowance due to theft - RM 2,000.00 16) Compassionate visit - up to max RM 7,500.00 (Due to Hospitalization more than 5 days or Death of Insured) Sum insured or Benefits listed in the schedule of benefit is payable based on per incident. D Trip Assistance Solution (Included) 1) 24 hours Worldwide Travel Assistance. 2) Doctor or Physician On Call. 3) World Event Alert Services. 4) Global Weather. 5) Emergency Travel Services. 6) Emergency Language Interpreter 7) Ambassador Services 8) Global Cash All above mention of coverage and benefits should refer to policy wordings for full terms and conditions. Coverage for overseas trip begin Annual plan - 24hours from the purchase of the policy or after travel is booked whichever occurring later, unless due to accident in which cover commences from the travel booking date Cancellation reason must occur within 60 days (for death/permanent total disablement or hospitalization) or 14 days (for other covered reasons) prior to original scheduled departure. Travel Overbooked/Missed Departure/Delay/Accidental Death & Disablement Within 12hours prior to departure from Malaysia All other benefits upon departure from Malaysia Annual Premium and Coverage Countries Region 1 Asia Country including Australia, New Zealand, Myanmar, Pakistan, Dubai except Bangladesh, Nepal, Tibet, Mongolia (Inner & Outer), Middle East. Annual Premium - RM 322.00 (Included RM 10.00 Stamp Duty) Region 2 (Europe Country including Region 1 countries). Annual Premium - RM 464.00 (Included RM 10.00 Stamp Duty) Region 3 (Worldwide including Bangladesh, Nepal, Tibet, Mongolia (Inner & Outer), Middle East. Annual Premium - RM 549.00 (Included RM 10.00 Stamp Duty) This policy Not cover for any travels made in, to or through Afghanistan, Cuba, Democratic Republic or Congo, Iran, Iraq, Liberia, Sudan or Syria.

AXA Malaysia General SmartCare-Optimum-Panel-Hospital-List 160504(0.09MB)

AXA Malaysia General All-in-One Medical & Hospitalization Plan With rising medical costs every year, you can safeguard you and your family’s medical needs with this affordable plan. SmartCare Optimum Looking for an affordable health insurance plan to protect you and your family against high medical expenses? SmartCare Optimum is the right choice for you! Key benefits explained Hassle-free cashless admission to panel hospitals Easy and quick access to treatment when you need it with our medical card Enjoy up to 50% savings Enjoy discount of premium when you pay a fixed amount of hospitalization bills Coverage up to age 100 Renewable for up to age 100 if you are a policyholder before age 59 No lifetime limit Your annual coverage limit stays the same regardless of your previous claims Affordable medical plan Choose from 4 plans, starting from RM31 per month High medical coverage Covers up to RM500 for Room & Board with RM500,000 annual limit for coverage Interested in this product? What we do not cover Hospitalization primarily for investigatory purpose Investigations and treatment of infertility or impotence Treatment of sexually transmitted diseases and any medical condition which arises in any way from HIV infection Treatment which is caused by self-inflicted injury or an attempt at suicide Treatment of injuries sustained from professional sports or dangerous activities such as cliff diving, mountaineering and so on For the full list of Benefits and Exclusions, kindly refer to our Policy Wording, available for download below.

Importance of making a nomination for your insurance policy in Malaysia(0.04MB)

Importance of making a nomination for your insurance policy in Malaysia. Introduction This is an introductory guide to help you understand the importance of making a nomination in your life insurance policy to safeguard the interest of your loved ones. It gives you some basic information to help you understand the nomination process and its benefits. A brief explanation on several technical terms used is also provided to help your reading process. Making a nomination The purpose of having life insurance is to ensure that your loved ones are protected financially should anything happen to you. It is then important that your loved ones can access the funds quickly. If you do not make a nomination in your insurance policy, your insurance company is not obligated to release the policy moneys until your loved ones obtain a Grant of Probate or Letter of Administration or Distribution Order, which may take several years. However, if a nomination is made, the policy moneys can be disbursed much faster without the need to obtain the Grant of Probate or Letter of Administration or Distribution Order. In addition, in the case of a non-Muslim policy owner, a trust will be created in favour of the nominee under the following circumstances: • if the nominee is the spouse or child of the policy owner, or • if the nominee is the policy owner’s parent (provided that there is no living spouse or child at the time of such nomination). When such a trust is created, the policy is known as a trust policy. As a trust policy, the policy moneys payable do not form part of the estate of the deceased policy owner and are not subjected to the deceased policy owner’s debts. This ensures that your loved ones get the full amount of the policy moneys payable. However, this is only applicable if the policy is taken in good faith and with no intention to defraud creditors. A trust policy does not apply in the case of a Muslim policy owner. The nominee of a Muslim policy owner takes the policy moneys only as an executor and must distribute the moneys in accordance with Islamic laws.....

Allianz Shield Personal Accident Insurance Plan(1.53MB)

Allianz Shield Personal Accident Insurance Plan With Allianz Shield, you will be covered for benefits such as • Accidental Death and Permanent Disablement • Cashless admission and discharge from all participating hospitals (for all accidents) • Renewal bonus • Double indemnity cover • Dental correction and/ or corrective cosmetic surgery • Personal liability cover at one and a half times the Principal Sum Insured • Medical expenses due to accidental causes but extended to include Dengue, Malaria or Japanese Encephalitis • Bereavement allowance for death due to Dengue, Malaria, Japanese Encephalitis or Chikungunya • Hospital income benefit • Weekly benefits • Sinseh or traditional treatment • Reimbursement for prostheses/wheelchair • Kidnap cover • Permanent impotency or infertility • Blood transfusion • Ambulance fee • Funeral expenses • Repatriation expenses • Snatch theft • Miscarriage due to motor vehicle accident • Compassionate care Extended Benefits: • Motorcycling • Murder and assault (unprovoked) • Accidental Drowning or Near Drowning • Suffocation through Smoke, Fumes or Poisonous Gas • Poisonous Food and drink • Accident consequent upon intoxication of alcohol • Intoxication by drugs (drugs must be prescribed by a qualified Medical Practitioner) • Amateur sports (except martial arts and boxing) • Winter sports • Coma • Water sports including yachting and water skiing • Scuba diving (up to 50 metres deep) • Hunting • Mountaineering (not involving the use of ropes) • Polo playing • Bungee jumping • Natural disasters including La Nina, El Nino, floods and earthquakes • Strike, riot and civil commotion • Insect, snake and animal bites • Hijacking • Disappearance • Exposure to natural elements • Terrorism extension Allianz Shield is an annually renewable Personal Accident Policy. For more information, please contact MMI careline +603-92863323.

Allianz Shield Personal Accident Insurance Policy wording jacket(0.13MB)

Allianz Shield Personal Accident Insurance Plan Allianz Shield Personal Accident Insurance Plan With Allianz Shield, you will be covered for benefits such as • Accidental Death and Permanent Disablement • Cashless admission and discharge from all participating hospitals (for all accidents) • Renewal bonus • Double indemnity cover • Dental correction and/ or corrective cosmetic surgery • Personal liability cover at one and a half times the Principal Sum Insured • Medical expenses due to accidental causes but extended to include Dengue, Malaria or Japanese Encephalitis • Bereavement allowance for death due to Dengue, Malaria, Japanese Encephalitis or Chikungunya • Hospital income benefit • Weekly benefits • Sinseh or traditional treatment • Reimbursement for prostheses/wheelchair • Kidnap cover • Permanent impotency or infertility • Blood transfusion • Ambulance fee • Funeral expenses • Repatriation expenses • Snatch theft • Miscarriage due to motor vehicle accident • Compassionate care Extended Benefits: • Motorcycling • Murder and assault (unprovoked) • Accidental Drowning or Near Drowning • Suffocation through Smoke, Fumes or Poisonous Gas • Poisonous Food and drink • Accident consequent upon intoxication of alcohol • Intoxication by drugs (drugs must be prescribed by a qualified Medical Practitioner) • Amateur sports (except martial arts and boxing) • Winter sports • Coma • Water sports including yachting and water skiing • Scuba diving (up to 50 metres deep) • Hunting • Mountaineering (not involving the use of ropes) • Polo playing • Bungee jumping • Natural disasters including La Nina, El Nino, floods and earthquakes • Strike, riot and civil commotion • Insect, snake and animal bites • Hijacking • Disappearance • Exposure to natural elements • Terrorism extension Allianz Shield is an annually renewable Personal Accident Policy. For more information, please contact MMI careline +603-92863323.

Allianz Group Medical Insurance Plan (General)(1.06MB)

Allianz Group Medical Insurance Plan (General)

Allianz Care - Group Hospitalization and Surgical Insurance Plan(4.56MB)

As a provider of medical insurance, our utmost concern is to take care of your most valuable asset. With Allianz Care- SMI, you can be rest assured that your employees are well protected. •Cashless Admission Facility •Easy Administration •24 hours Toll Free Assistance •Choice of Plan to Suit Your Budget •Choice to cover spouse and/or depandants •Out Patient Clinical Cover •Group Personal Accident Cover Easy Administration Leave the administration of your employee benefit to us and focus on your core business. 24 hours Toll Free Assistance Just call our dedicated toll free no. 1-800-88-1138, for enquiry and issuance of guarantee letter. Cashless Admission Facility This cashless facility will create expeditious and hassle free facility for admission at our network of panel hospitals. Member will not be required to upfront payment to the hospital at the time of admission. All covered services are provided on a 24 Hours Admission Assistance basis to the Insured Person. Flexibility of Plan Just select from the variety of plans available according to your employee’s needs and your budget. Choice to cover Dependants Coverage can be extended to employee’s spouse and children as well. * Optional Rider/s Outpatient/Clinical Insured Program Enjoy extensive medical support from our network of GP panel clinics located nationwide on a cashless basis via an electronic card. The Medical Provider Network also includes all major hospitals nationwide. Group Personal Accident Provides 24-hour protection against Accidental Death and Disablement. Disablement Benefits are payable according to Scale of Benefits.

Allianz Panel Hospital List for Allianz Medical Card Medical Insurance Plan(0.12MB)

Allianz Panel Hospital List for Allianz Malaysia General Medical Card Medical Insurance Plan. For Cash Less Hospital admission asistance Asia Assistance - Toll Free No: 1800 181 919 / 03-76283719

AXA Malaysia Geenral SmartCare-Optimum-Premium-Rates-Table 160504(0.47MB)

AXA Malaysia General All-in-One Medical & Hospitalization Plan With rising medical costs every year, you can safeguard you and your family’s medical needs with this affordable plan. SmartCare Optimum Looking for an affordable health insurance plan to protect you and your family against high medical expenses? SmartCare Optimum is the right choice for you! Key benefits explained Hassle-free cashless admission to panel hospitals Easy and quick access to treatment when you need it with our medical card Enjoy up to 50% savings Enjoy discount of premium when you pay a fixed amount of hospitalization bills Coverage up to age 100 Renewable for up to age 100 if you are a policyholder before age 59 No lifetime limit Your annual coverage limit stays the same regardless of your previous claims Affordable medical plan Choose from 4 plans, starting from RM31 per month High medical coverage Covers up to RM500 for Room & Board with RM500,000 annual limit for coverage Interested in this product? What we do not cover Hospitalization primarily for investigatory purpose Investigations and treatment of infertility or impotence Treatment of sexually transmitted diseases and any medical condition which arises in any way from HIV infection Treatment which is caused by self-inflicted injury or an attempt at suicide Treatment of injuries sustained from professional sports or dangerous activities such as cliff diving, mountaineering and so on For the full list of Benefits and Exclusions, kindly refer to our Policy Wording, available for download below.

AXA Malaysia SmartTravelle Annual Trip Overseas Travel Protection 160504(0.91MB)

Overseas Travel Protection Enjoy your trips with absolute peace of mind by getting this all-in-one travel insurance online now SmartTraveller Isn't it frustrating when your flights get delayed? Or when your luggage gets lost in transit? SmartTraveller has you covered for any unfortunate events on your overseas trips, including accidents or illnesses while you are travelling. Key benefits explained High medical coverage when overseas Pays for your medical and hospital expenses incurred overseas due to accident or illness during your travels up to RM300,000 Get compensated for travel inconveniences Pays for loss or damage to your baggage, including personal items up to RM500 per item, as well as travel and baggage delays Fast claims Pays your claim within 5 working days from full submission of documents Trip cancellation Buy travel insurance at least 14 days before your trip, and we will compensate you for irrecoverable travel and accommodation expenses as a result of trip cancellation due to serious injury or illness to you or your immediate family. Emergency medical evacuation Unlimited coverage for emergency transportation and medical care to the nearest hospital Single trip and annual unlimited trips available Get protection for a single trip or save more with an annual plan that covers unlimited number of trips in a year Instant coverage Get your travel insurance online 24/7 before departure Interested in this product? What we do not cover Any existing medical conditions or those which occurred before the policy Any treatment related to pregnancy Travels against medical advice, or for the purpose of obtaining treatment For the full list of Benefits and Exclusions, kindly refer to our Policy Wordings, available for download below.

AXA Malaysia Critical Illness Medical Plan 200 CancerCare(0.46MB)

AXA Malaysia Critical Illness Medical Plan 200 CancerCare Key benefits explained Financial support up to 200% Sum Insured starting from early stage of cancer Provide you 200% Cancer Sum Insured for Therapy Care Benefit, Get Well Benefit and arrangement for Second Medical Opinion upon request. Affordable with guaranteed premium fixed for 20 years Provide you concierge service arrangement 24/7 for referral and information such as: nursing care, psychologist consultation, transport assistance and more. Cancer awareness and prevention tips via Learn My Protection online portal Provide you insightful information through articles, videos and quick tips for healthy living. Interested in this product? What we do not cover? If the Insured commits suicide within 1 year from the Issue Date or any date of reinstatement, whichever is later. Any illness other than diagnosis of Cancer. The signs or symptoms of Cancer is manifested prior to or within 60 days from the Issue Date or any Reinstatement Date, whichever is later. For the full list of exclusions, kindly refer to our factsheet, available for download below. The product is not for you if... Your age is 17 and below OR age 51 and above. Affordable Online Cancer Protection Plan (Limited time offer - Free health screening voucher worth RM299) Limited time offer - Free health screening voucher worth RM299

AXA Malaysia General All-in-One Medical & Hospitalization Plan 160504(0.90MB)

AXA Malaysia General All-in-One Medical & Hospitalization Plan With rising medical costs every year, you can safeguard you and your family’s medical needs with this affordable plan. SmartCare Optimum Looking for an affordable health insurance plan to protect you and your family against high medical expenses? SmartCare Optimum is the right choice for you! Key benefits explained Hassle-free cashless admission to panel hospitals Easy and quick access to treatment when you need it with our medical card Enjoy up to 50% savings Enjoy discount of premium when you pay a fixed amount of hospitalization bills Coverage up to age 100 Renewable for up to age 100 if you are a policyholder before age 59 No lifetime limit Your annual coverage limit stays the same regardless of your previous claims Affordable medical plan Choose from 4 plans, starting from RM31 per month High medical coverage Covers up to RM500 for Room & Board with RM500,000 annual limit for coverage Interested in this product? What we do not cover Hospitalization primarily for investigatory purpose Investigations and treatment of infertility or impotence Treatment of sexually transmitted diseases and any medical condition which arises in any way from HIV infection Treatment which is caused by self-inflicted injury or an attempt at suicide Treatment of injuries sustained from professional sports or dangerous activities such as cliff diving, mountaineering and so on For the full list of Benefits and Exclusions, kindly refer to our Policy Wording, available for download below.

AXA Group Medical Plan(0.18MB)

AXA Group Medical Plan A Health Insurance specially designed for SMEs Group Medical Plan for SME is designed to provide comprehensive medical coverage for the employees of SMEs and their family members. This plan is specially designed to cater for small and medium-sized companies with group size of 15 to 50 employees (fall under the Class 1 and Class 2 occupation), which do not have an existing Group Hospitalization and Surgical Insurance Scheme. Features of Group Medical Plan for SME 120 days waiting period for Specific Illnesses, 30 days waiting period for Medical Illnesses and 12 months waiting period for Pre-existing Illnesses is applicable Claimant is not subject to 20% co-payment on hospital bill if he / she chooses to stay at a higher Room & Board Coverage for Second Surgical Opinion and Funeral Expenses High age of coverage, up to 65 years old (next birthday); child covered from 15 days of birth to 23 years (next birthday) Flexibility of opting for Cashless or Reimbursement option Convenient usage of Medical Card (for Cashless option) with more than 70 panel hospitals in Malaysia 24-hour toll free admission assistance If you would like to know more, please contact MMI careline +603-92863323 or send email to mmicare@medicalinsurance.com.my.

AXA Malaysia SmartTravelle Single Trip Overseas Travel Protection 160504(0.67MB)

Overseas Travel Protection Enjoy your trips with absolute peace of mind by getting this all-in-one travel insurance online now SmartTraveller Isn't it frustrating when your flights get delayed? Or when your luggage gets lost in transit? SmartTraveller has you covered for any unfortunate events on your overseas trips, including accidents or illnesses while you are travelling. Key benefits explained High medical coverage when overseas Pays for your medical and hospital expenses incurred overseas due to accident or illness during your travels up to RM300,000 Get compensated for travel inconveniences Pays for loss or damage to your baggage, including personal items up to RM500 per item, as well as travel and baggage delays Fast claims Pays your claim within 5 working days from full submission of documents Trip cancellation Buy travel insurance at least 14 days before your trip, and we will compensate you for irrecoverable travel and accommodation expenses as a result of trip cancellation due to serious injury or illness to you or your immediate family. Emergency medical evacuation Unlimited coverage for emergency transportation and medical care to the nearest hospital Single trip and annual unlimited trips available Get protection for a single trip or save more with an annual plan that covers unlimited number of trips in a year Instant coverage Get your travel insurance online 24/7 before departure Interested in this product? What we do not cover Any existing medical conditions or those which occurred before the policy Any treatment related to pregnancy Travels against medical advice, or for the purpose of obtaining treatment For the full list of Benefits and Exclusions, kindly refer to our Policy Wordings, available for download below.

 
Malaysia Medical Insurance Organization (MMI)
Your Trusted Malaysia Medical Insurance Risk Management Advisory Provider

Malaysia Medical Insurance Organization (MMI)
Head Office,
158-3-7, BLOK 158, KOMPLEKS MALURI,
JALAN JEJAKA, TAMAN MALURI,CHERAS,
55100 KUALA LUMPUR, MALAYSIA.
MMI careline +603-92863323
mmicare@medicalinsurance.com.my
www.medicalinsurance.com.my
 
How To Become MMI Associate Members please click HERE
 
Please click HERE for MMI Associate Members Application Form
 
 
 
Get Your Medical and Insurance Online Quote HERE !
 
 
 
 
 www.facebook.com/medical.insurance.my