Case Study

Mr. Chan, 58 years, has just retired from teaching and together with his wife they plan to keep themselves active in the school even in their retirement years. Although he has some savings put aside for emergencies, he knows at his age it is either difficult and/or expensive to obtain additional insurance plans.

Therefore, he did not think twice to sign up for MSIG’s Senior Citizens Personal Accident Plan for an annual (not monthly) premium of RM50 only for a sum insured of RM 50,000 as an additional insurance coverage for himself.

"Although I know it is not a medical / life insurance plan, it is still good to know there is a Personal Accident insurance designed just for Senior Citizens between 55 – 75 years of age at such an affordable annual premium of RM50 covering not only Accidental Death / Permanent Disability but other benefits like Convalescence, Hospital Income & Nursing Care. You know, old people are accident prone! I was also pleasantly surprised no medical examination was required.”

"By the way, I also bought a plan for my wife and we both received 15% discount! Only paid RM 95* annual premium for two of us.”

* Includes Stamp Duty